Technology-driven transactions refer to exchanges or interactions that are facilitated by digital tools and platforms. This includes online shopping, mobile payments, and digital banking, where technology streamlines the process, making it faster and more efficient. These transactions often utilize software applications, websites, and secure payment systems to enhance user experience. The rise of e-commerce and fintech has significantly transformed how consumers and businesses conduct transactions. With the use of blockchain for secure record-keeping and artificial intelligence for personalized recommendations, technology-driven transactions are becoming increasingly common, allowing for greater convenience and accessibility in the marketplace.