Fintech, short for financial technology, refers to the use of technology to improve and automate financial services. This includes everything from online banking and mobile payment apps to investment platforms and cryptocurrency exchanges. By leveraging technology, fintech companies aim to make financial transactions faster, more efficient, and accessible to everyone. Many people use fintech in their daily lives without even realizing it. For example, when you use a mobile wallet to pay for coffee or an investment app to manage your savings, you are engaging with fintech. This innovation is transforming how we handle money, making it easier and more convenient for consumers and businesses alike.