Mobile payments refer to transactions made using a mobile device, such as a smartphone or tablet, to pay for goods and services. This technology allows users to make purchases quickly and conveniently, often through apps or digital wallets like Apple Pay, Google Pay, or Samsung Pay. Mobile payments can be completed using near-field communication (NFC) or by scanning QR codes. These payments enhance the shopping experience by reducing the need for cash or physical credit cards. They also offer added security features, such as biometric authentication and encryption, making transactions safer for consumers. As mobile payment adoption grows, businesses are increasingly integrating this technology to meet customer preferences.