Rakuten Bank is a Japanese online bank that was established in 2001. It operates without physical branches, allowing customers to manage their banking needs through its website and mobile app. The bank offers various services, including savings accounts, loans, and investment options, catering primarily to individual customers. As a part of the Rakuten Group, which is known for its e-commerce and digital services, Rakuten Bank integrates with other Rakuten services, providing users with rewards and benefits. The bank has gained popularity for its user-friendly interface and competitive interest rates, making it a convenient choice for many customers in Japan.