Digital banking refers to the use of online platforms and mobile applications to manage financial transactions and services. Customers can access their bank accounts, transfer money, pay bills, and apply for loans without needing to visit a physical bank branch. This convenience allows users to handle their finances anytime and anywhere, making banking more accessible. With the rise of fintech companies, digital banking has become increasingly popular. These innovative services often offer lower fees and better interest rates compared to traditional banks. As technology continues to evolve, digital banking is expected to play an even larger role in how we manage our money.