Payment technology refers to the systems and tools that facilitate the transfer of money for goods and services. This includes methods like credit and debit cards, mobile wallets, and online payment platforms. These technologies enable consumers to make transactions quickly and securely, often using their smartphones or computers. In recent years, innovations such as contactless payments and blockchain technology have further transformed the payment landscape. Fintech companies are at the forefront of these advancements, providing solutions that enhance user experience and improve transaction efficiency. As a result, payment technology continues to evolve, making financial transactions more accessible for everyone.