Contactless payments are a modern way to make transactions without physically swiping a card or inserting it into a terminal. Instead, users can simply tap their credit card, debit card, or mobile device equipped with NFC (Near Field Communication) technology near a compatible payment terminal. This method is quick and convenient, allowing for faster checkouts. These payments are widely accepted in various places, including retail stores, restaurants, and public transportation. They enhance security by using encryption and tokenization, which helps protect sensitive information. As a result, contactless payments are becoming increasingly popular among consumers and businesses alike.