Contactless payment is a technology that allows consumers to make transactions without physically swiping or inserting their payment cards. Instead, users can simply tap their card or mobile device on a compatible terminal, which uses NFC (Near Field Communication) to securely transmit payment information. This method is quick and convenient, making it popular for everyday purchases. Many smartphones also support contactless payment through digital wallets like Apple Pay or Google Pay. These apps store card information securely and enable users to pay by holding their device near a payment terminal. This innovation enhances the shopping experience by reducing wait times and minimizing physical contact.