Affordable housing refers to housing units that are affordable to those with a median household income. It aims to provide safe and decent living conditions for low- to moderate-income families. Programs and policies are often implemented by governments and organizations to ensure that housing costs do not exceed a certain percentage of a household's income. The importance of affordable housing cannot be overstated, as it plays a crucial role in reducing homelessness and improving the quality of life for many individuals. By providing access to affordable housing, communities can foster stability, economic growth, and social equity.