Affordable Housing Programs are initiatives designed to help low- and moderate-income individuals and families find safe and stable housing. These programs often provide financial assistance, such as rental subsidies or low-interest loans, to make housing more accessible. They can be run by government agencies, non-profit organizations, or private developers, and aim to reduce homelessness and improve living conditions. Many Affordable Housing Programs also focus on creating new housing units or rehabilitating existing ones to meet the needs of the community. Examples include the Low-Income Housing Tax Credit and Section 8 Housing Choice Voucher programs, which help ensure that housing costs do not exceed a certain percentage of a household's income.