Property damage refers to harm or destruction that occurs to physical assets, such as buildings, vehicles, or personal belongings. This damage can result from various causes, including natural disasters like hurricanes or earthquakes, accidents, vandalism, or wear and tear over time. When property damage occurs, it can lead to financial loss for the owner, as repairs or replacements may be necessary. Insurance policies often cover property damage, helping individuals and businesses recover from unexpected incidents. Understanding the extent of the damage is crucial for filing claims and ensuring proper restoration.