Crop insurance is a type of insurance designed to protect farmers against financial losses due to unexpected events that can damage or destroy their crops. These events may include natural disasters like floods, droughts, or hail, as well as pest infestations and disease outbreaks. By purchasing crop insurance, farmers can receive compensation for their losses, helping them to recover and continue their operations. There are different types of crop insurance policies, including multi-peril crop insurance and crop-hail insurance. Multi-peril crop insurance covers a wide range of risks, while crop-hail insurance specifically protects against hail damage. This financial safety net is essential for farmers to manage risks and ensure their livelihoods.