Crop-hail insurance is a type of insurance designed to protect farmers from financial losses caused by hail damage to their crops. This insurance typically covers specific crops and provides compensation based on the extent of the damage, helping farmers recover from unexpected weather events. Farmers purchase crop-hail insurance to safeguard their investments and ensure they can continue their operations after a hailstorm. The coverage can vary, with options for different levels of protection, allowing farmers to choose a plan that best fits their needs and the risks associated with their location.