Car insurance is a type of insurance policy that protects vehicle owners from financial loss in case of accidents, theft, or damage. It typically covers costs related to repairs, medical expenses, and liability for injuries or damages to others. Most car insurance policies include different coverage options, such as liability coverage, collision coverage, and comprehensive coverage. The cost of car insurance varies based on factors like the driver's age, driving history, and the type of vehicle. Having car insurance is often a legal requirement in many places.