Collision Coverage is a type of auto insurance that helps pay for damage to your vehicle after an accident, regardless of who is at fault. This coverage typically applies to collisions with other vehicles or objects, such as trees or guardrails. It can help cover repair costs or the total loss of your car. Having Collision Coverage can be beneficial, especially if you drive a newer or more valuable vehicle. It ensures that you won't have to bear the full financial burden of repairs or replacement, providing peace of mind in case of an accident.