Comprehensive coverage is a type of auto insurance that helps protect your vehicle from damage not caused by a collision. This includes incidents like theft, vandalism, natural disasters, and hitting an animal. For example, if a tree falls on your car during a storm, comprehensive coverage can help pay for the repairs. Having comprehensive coverage can provide peace of mind, knowing that your vehicle is protected from unexpected events. While it may increase your insurance premium, it can save you money in the long run by covering costly repairs or replacements that would otherwise come out of your pocket.