Vidya Lakshmi is a government initiative in India aimed at providing financial support to students pursuing higher education. It offers educational loans through various banks, making it easier for students to access funds for their studies. The program is designed to help students from economically weaker sections, ensuring that financial constraints do not hinder their educational aspirations. The Vidya Lakshmi Portal serves as a one-stop platform where students can apply for loans, track their applications, and access information about different educational institutions. This initiative promotes higher education and skill development, contributing to the overall growth of the country's youth.