Techfins are companies that combine technology and finance to offer innovative financial services. Unlike traditional banks, Techfins leverage advanced technologies like artificial intelligence and big data to enhance customer experiences and streamline operations. They often provide services such as digital payments, lending, and investment management. These companies can include fintech startups and established tech giants that expand into financial services. By focusing on user-friendly platforms and efficient processes, Techfins aim to make financial services more accessible and affordable for consumers and businesses alike.