Social Security benefits are payments made to individuals by the U.S. government to provide financial support during retirement, disability, or in the event of a deceased worker's passing. These benefits are funded through payroll taxes collected under the Federal Insurance Contributions Act (FICA), which workers and employers contribute to throughout their careers. Eligible individuals can receive benefits based on their work history and earnings. Retirement benefits typically begin at age 62, while disability benefits are available for those unable to work due to a medical condition. Additionally, survivor benefits assist family members of deceased workers, ensuring financial stability during difficult times.