Medicare is a federal health insurance program in the United States designed primarily for people aged 65 and older. It helps cover various medical expenses, including hospital stays, doctor visits, and prescription medications. There are different parts of Medicare, such as Part A, which covers hospital care, and Part B, which covers outpatient services.
In addition to seniors, Medicare also assists younger individuals with disabilities and those with specific health conditions. Beneficiaries typically pay premiums, deductibles, and co-pays, but the program significantly reduces out-of-pocket costs for essential healthcare services, ensuring that millions of Americans can access necessary medical care.
