Retirement benefits are financial rewards provided to individuals after they stop working, typically due to age. These benefits can come from various sources, including government programs like Social Security, employer-sponsored plans such as 401(k) or pension plans, and personal savings. They help ensure that retirees have a stable income to cover living expenses during their retirement years. The amount of retirement benefits a person receives often depends on factors like their work history, salary, and the specific plans they participated in. It's important for individuals to plan ahead and understand their options to secure a comfortable retirement.