"Safe Harbor" refers to legal provisions that protect individuals or organizations from liability under certain conditions. For example, in the context of data privacy, companies can operate under a "Safe Harbor" agreement, ensuring they follow specific guidelines to safeguard user information. This allows them to avoid penalties while promoting trust with their customers. In finance, "Safe Harbor" can also refer to regulations that provide clarity and protection for investors. For instance, the IRS offers "Safe Harbor" rules for retirement plans, ensuring that employers meet certain criteria to avoid discrimination against employees. This encourages fair treatment and compliance in the workplace.