Property Damage Liability is a type of insurance coverage that helps pay for damages you cause to someone else's property in an accident. This can include damage to vehicles, buildings, or other structures. If you are found at fault in an accident, this coverage can help cover repair costs or replacement expenses, protecting your finances. Having Property Damage Liability is often a legal requirement for drivers. It ensures that if you accidentally damage someone else's property while driving, you have the means to compensate them. This coverage is typically included in auto insurance policies and can vary in limits based on your chosen plan.