Bodily Injury Liability is a type of insurance coverage that helps protect you financially if you are responsible for causing physical harm to another person in an accident. This coverage typically pays for medical expenses, lost wages, and legal fees related to the injury. It is an essential part of auto insurance policies and is required in many states. If you are found at fault in an accident, your Bodily Injury Liability coverage can help cover the costs associated with the injured party's recovery. This ensures that you are not personally liable for these expenses, which can be significant and financially burdensome.