The Pradhan Mantri Awas Yojana (PMAY) is a government initiative in India aimed at providing affordable housing to the urban poor. Launched in 2015, the scheme seeks to ensure that every family has access to a pucca house with basic amenities by 2022. It offers financial assistance and subsidies to eligible beneficiaries, making home ownership more accessible. Under PMAY, there are two main components: the Pradhan Mantri Awas Yojana - Urban (PMAY-U) for urban areas and the Pradhan Mantri Awas Yojana - Gramin (PMAY-G) for rural areas. The program focuses on promoting sustainable and inclusive housing development, contributing to the overall goal of improving living standards across the country.