Petal is a digital payment platform designed to help users manage their finances more effectively. It offers features such as budgeting tools, spending insights, and the ability to make secure transactions. The platform aims to simplify the financial experience for individuals and businesses alike. Founded in 2018, Petal focuses on providing access to credit for those who may not have traditional credit histories. By using alternative data to assess creditworthiness, it enables users to build their credit scores while enjoying the benefits of a credit card.