Individual Health Plans are insurance policies designed to provide coverage for medical expenses for a single person. These plans can help pay for doctor visits, hospital stays, prescription medications, and preventive care. They are often purchased by individuals who do not have access to employer-sponsored health insurance. These plans vary in terms of coverage, premiums, and out-of-pocket costs. Individuals can choose from different types of plans, such as Health Maintenance Organizations (HMOs) or Preferred Provider Organizations (PPOs), depending on their healthcare needs and budget. It's important to compare options to find the best fit.