Funding Circle is an online platform that connects small businesses seeking loans with investors looking to lend money. Founded in 2010, it aims to simplify the borrowing process for businesses by providing quick access to funds, often with lower interest rates than traditional banks. The platform allows investors to fund loans directly, enabling them to earn returns on their investments. Funding Circle operates in several countries, including the United Kingdom, United States, and Germany, and has facilitated billions in loans to help small businesses grow and thrive.