Lending is the process where one party, often a bank or financial institution, provides money or resources to another party, usually an individual or a business, with the expectation that it will be paid back later. This can include loans for buying a house, car, or funding a business. The lender typically charges interest, which is an additional cost for borrowing the money. When someone borrows money, they usually sign a loan agreement that outlines the terms, including how much to pay back and when. Successful lending helps people achieve their goals while allowing lenders to earn money through interest.