LendingClub is an online platform that connects borrowers with investors. It allows individuals and small businesses to apply for personal loans, which are funded by investors who earn interest on the money they lend. The platform simplifies the borrowing process by offering competitive interest rates and quick approvals. Founded in 2006, LendingClub was one of the first companies to pioneer peer-to-peer lending. It has since expanded its services to include business loans and auto refinancing. The company aims to provide accessible financial solutions while promoting transparency and efficiency in the lending process.