Electronic payments refer to the transfer of money through digital means, allowing individuals and businesses to conduct transactions without the need for physical cash. This method includes various forms such as credit cards, online banking, and mobile wallets, making transactions faster and more convenient. The rise of electronic payments has transformed the way we handle money, promoting efficiency and security. With the advent of technologies like blockchain and contactless payments, users can enjoy seamless transactions while minimizing the risks associated with carrying cash. As a result, electronic payments are becoming increasingly popular worldwide.