Card payments refer to transactions made using a credit card or debit card. These cards allow consumers to purchase goods and services electronically, providing a convenient alternative to cash. When a card is swiped or inserted into a point-of-sale terminal, the transaction is processed through a secure network, verifying the cardholder's account and available funds. The use of card payments has grown significantly due to their ease of use and speed. Many businesses accept card payments, making it a popular choice for consumers. Additionally, card payments often come with added benefits, such as rewards programs and fraud protection.