title searches
A title search is a process used to verify the legal ownership of a property. It involves examining public records to ensure that the title is clear, meaning there are no liens, claims, or disputes against it. This is crucial for buyers and lenders to confirm that the seller has the right to sell the property.
During a title search, professionals, often called title examiners, look for any issues that could affect ownership. They check documents like deeds, mortgages, and court records to ensure that the property can be transferred without complications. A successful title search helps prevent future legal problems for the new owner.