Social Security benefits are financial payments provided by the government to support individuals who are retired, disabled, or survivors of deceased workers. These benefits are funded through payroll taxes collected under the Federal Insurance Contributions Act (FICA). Eligible individuals receive monthly payments based on their earnings history and the age at which they choose to start receiving benefits. The primary purpose of Social Security is to provide a safety net for people who may not have sufficient income due to retirement or disability. It helps cover essential living expenses, such as housing, food, and healthcare, ensuring a basic standard of living for recipients.