A savings goal calculator is a tool that helps individuals plan and track their savings for specific financial objectives. By inputting details such as the total amount needed, the time frame for saving, and any current savings, users can see how much they need to save regularly to reach their goal. These calculators can be found online or as part of financial apps, making them accessible and easy to use. They often provide visual aids, like graphs, to show progress over time, helping users stay motivated and on track to achieve their financial goals.