Financial goals are specific objectives that individuals or organizations aim to achieve with their money. These goals can vary widely, from saving for a house or car to planning for retirement or paying off debt. Setting clear financial goals helps people prioritize their spending and savings, making it easier to track progress over time. Achieving financial goals often involves creating a budget, saving regularly, and investing wisely. By breaking down larger goals into smaller, manageable steps, individuals can stay motivated and focused. Regularly reviewing and adjusting these goals ensures they remain relevant as circumstances change, such as income fluctuations or unexpected expenses.