An investment portfolio is a collection of various financial assets owned by an individual or institution. These assets can include stocks, bonds, mutual funds, real estate, and other investment vehicles. The purpose of an investment portfolio is to diversify investments, which can help manage risk and improve potential returns over time. Investors typically create portfolios based on their financial goals, risk tolerance, and investment horizon. A well-structured portfolio can help individuals achieve objectives such as saving for retirement or funding education. Regular monitoring and rebalancing of the portfolio are essential to ensure it aligns with changing market conditions and personal goals.