Investment is the act of allocating resources, usually money, with the expectation of generating an income or profit. This can involve purchasing assets like stocks, bonds, or real estate, which can appreciate in value over time. The goal is to grow wealth and achieve financial goals. Investors often assess risks and potential returns before making decisions. Different types of investments carry varying levels of risk; for example, stocks can be more volatile than bonds. Understanding these factors helps individuals make informed choices about where to place their money for future benefits.