Income guarantees are financial programs designed to ensure individuals receive a minimum level of income, regardless of their employment status. These guarantees can help reduce poverty and provide a safety net for those facing economic hardships. They are often implemented by governments to support citizens during times of crisis or economic downturns. One common form of income guarantee is the Universal Basic Income (UBI), which provides regular cash payments to all citizens. Other programs may target specific groups, such as the unemployed or low-income families, to help them meet their basic needs and improve their overall quality of life.