A homeowners' association (HOA) is an organization in a residential community that enforces rules and regulations for the properties within its jurisdiction. These rules are designed to maintain property values and ensure a pleasant living environment. Homeowners typically pay monthly or annual fees to the HOA, which are used for community maintenance, amenities, and services. HOAs often have a board of directors made up of residents who make decisions on behalf of the community. They may oversee landscaping, security, and recreational facilities, and they can impose fines for violations of community rules. Overall, HOAs aim to create a cohesive and well-maintained neighborhood.