Homebuyer assistance programs are initiatives designed to help individuals and families purchase homes. These programs often provide financial support, such as down payment assistance, grants, or low-interest loans, making homeownership more accessible. They can be offered by government agencies, non-profit organizations, or private institutions. Eligibility for these programs typically depends on factors like income level, credit score, and whether the buyer is a first-time homebuyer. Many programs also focus on specific communities or demographics, aiming to promote affordable housing and support economic growth in targeted areas.