The "bucket strategy" is an investment approach that divides assets into different "buckets" based on time horizons and risk levels. Typically, there are three buckets: short-term, medium-term, and long-term. The short-term bucket holds cash or cash-equivalents for immediate needs, while the medium-term bucket may include bonds or conservative investments. The long-term bucket is usually invested in stocks or growth-oriented assets. This strategy helps investors manage risk and ensure they have access to funds when needed. By allocating resources according to specific goals and timelines, individuals can better navigate market fluctuations and maintain financial stability throughout their lives.