A bank account holder is an individual or entity that has opened and maintains a bank account with a financial institution. This account can be used for various purposes, such as saving money, making deposits, and withdrawing funds. The account holder has the right to access their funds and manage their account according to the bank's policies. To become a bank account holder, one typically needs to provide personal information, such as their name, address, and identification. The account holder may also be required to meet certain criteria, such as age or minimum deposit amounts, depending on the type of account, like a savings account or checking account.