An "Account Holder" is an individual or entity that owns a specific account, typically in a financial institution like a bank or credit union. This person has the right to access and manage the account, which may include checking, savings, or investment accounts. The account holder is responsible for any transactions and must adhere to the institution's policies. In many cases, an account holder may also be required to provide personal information, such as their name, address, and identification, to open and maintain the account. This information helps the institution verify the account holder's identity and ensure compliance with regulations related to financial security and anti-money laundering.