Automobile insurance is a type of coverage that protects drivers financially in case of accidents, theft, or damage to their vehicles. It typically includes several components, such as liability coverage, which pays for damages to others if you are at fault, and collision coverage, which helps pay for repairs to your own car. In addition to these, automobile insurance may also offer comprehensive coverage, which protects against non-collision incidents like natural disasters or vandalism. Most states require drivers to have a minimum level of automobile insurance to ensure that they can cover potential damages and injuries on the road.