Agricultural loans are financial products designed to help farmers and ranchers fund their operations. These loans can be used for various purposes, such as purchasing seeds, equipment, livestock, or land. They are typically offered by banks, credit unions, and government programs, which aim to support the agricultural sector. These loans come in different forms, including short-term loans for immediate needs and long-term loans for larger investments. Interest rates and repayment terms can vary based on the lender and the borrower's creditworthiness. Overall, agricultural loans play a crucial role in sustaining and growing the agriculture industry.