Affordable housing programs are initiatives designed to help low- and moderate-income individuals and families find safe and stable housing. These programs often provide financial assistance, such as rental subsidies or low-interest loans, to make housing costs more manageable. They can be run by government agencies, non-profit organizations, or private developers. Many affordable housing programs also focus on creating new housing units or rehabilitating existing ones to ensure they meet safety and quality standards. By promoting access to affordable housing, these programs aim to reduce homelessness and improve the overall quality of life for participants in communities across the country.