Universal Basic Income (UBI) is a financial program where all citizens receive a regular, unconditional sum of money from the government, regardless of their income or employment status. The goal of UBI is to provide a safety net that helps reduce poverty and inequality, allowing individuals to meet their basic needs. Supporters of UBI argue that it can empower people to pursue education, start businesses, or care for family members without the constant pressure of financial insecurity. Critics, however, raise concerns about the cost of implementing such a program and its potential impact on work incentives and the economy.