Underemployment refers to a situation where individuals are working in jobs that do not fully utilize their skills, education, or experience. This can manifest in various ways, such as part-time workers seeking full-time positions or highly qualified individuals taking low-skilled jobs due to a lack of opportunities in their field. The implications of underemployment can be significant, affecting not only the financial stability of workers but also the overall economy. When a large segment of the workforce is underemployed, it can lead to decreased productivity and hinder economic growth, as employers miss out on the potential contributions of skilled workers.