Toss is a digital payment platform that allows users to send and receive money easily through their smartphones. It is designed to facilitate quick transactions, making it convenient for everyday use, such as splitting bills or paying for services. Users can link their bank accounts or credit cards to the app for seamless transfers. In addition to peer-to-peer payments, Toss offers features like Toss Payments, which enables businesses to accept payments online. The platform is popular in South Korea and has gained a significant user base due to its user-friendly interface and secure transaction methods.